High Point vs Naperville
Cost of Living Comparison · 2026
High Point
Naperville
The Verdict
Living in High Point costs 25.0% less than Naperville. To match the purchasing power of a $75,000 salary in High Point, you would need $100,000 in Naperville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in High Point has the same purchasing power as $100,000 in Naperville.
Conversely, $75,000 in Naperville equals $56,250 in High Point.
Living in High Point vs Naperville
Housing Costs
High Point's housing index of 61 is lower Naperville's 130, translating to median home prices of $249,000 vs $430,000. The $181,000 difference in home prices means roughly $11,760 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $1,800/mo in Naperville, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 96 in High Point and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $494/month in Naperville. High Point offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in High Point and 99 in Naperville. Monthly utility bills average approximately $392 in High Point vs $396 in Naperville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in High Point and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,200 in High Point and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $2,759/month in Naperville. In High Point, median rent of $1,075/mo fits within this budget. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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