City Comparison

High Point vs Morgantown

Cost of Living Comparison · 2026

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

The Verdict

6.7%

Living in High Point costs 6.7% less than Morgantown. To match the purchasing power of a $75,000 salary in High Point, you would need $80,357 in Morgantown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
61
High Point
81
Morgantown
Groceries
96
High Point
95
Morgantown
Utilities
98
High Point
91
Morgantown
Transportation
92
High Point
99
Morgantown
Healthcare
101
High Point
88
Morgantown

Salary Equivalence

A $75,000 salary in High Point has the same purchasing power as $80,357 in Morgantown.

Conversely, $75,000 in Morgantown equals $70,000 in High Point.

Living in High Point vs Morgantown

Housing Costs

High Point's housing index of 61 is lower Morgantown's 81, translating to median home prices of $249,000 vs $259,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $950/mo in Morgantown, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in High Point and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in High Point and 91 in Morgantown. Monthly utility bills average approximately $392 in High Point vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in High Point and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,200 in High Point and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $49,667 respectively. High Point residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $1,043/month in Morgantown. In High Point, median rent of $1,075/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 6.7% more affordable overall with an index of 84 vs 90.
A $75,000 salary in High Point has equivalent purchasing power to approximately $80,357 in Morgantown, based on the cost of living difference.
High Point's housing index is 61 with median homes at $249,000, while Morgantown's is 81 with median homes at $259,000.

Moving & Relocation Resources

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