High Point vs Montpelier
Cost of Living Comparison · 2026
High Point
Montpelier
The Verdict
High Point is 28.2% less expensive than Montpelier overall. A household earning $75,000 in High Point would need approximately $104,464 in Montpelier to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in High Point has the same purchasing power as $104,464 in Montpelier.
Conversely, $75,000 in Montpelier equals $53,846 in High Point.
Living in High Point vs Montpelier
Housing Costs
High Point's housing index of 61 is lower Montpelier's 131, translating to median home prices of $249,000 vs $375,000. The $126,000 difference in home prices means roughly $8,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $1,400/mo in Montpelier, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 96 in High Point and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $494/month in Montpelier. High Point offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in High Point and 123 in Montpelier. Monthly utility bills average approximately $392 in High Point vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 101 in High Point and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,200 in High Point and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $1,927/month in Montpelier. In High Point, median rent of $1,075/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases