High Point vs Medford
Cost of Living Comparison · 2026
High Point
Medford
The Verdict
Living in High Point costs 20.8% less than Medford. To match the purchasing power of a $75,000 salary in High Point, you would need $94,643 in Medford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in High Point has the same purchasing power as $94,643 in Medford.
Conversely, $75,000 in Medford equals $59,434 in High Point.
Living in High Point vs Medford
Housing Costs
High Point's housing index of 61 is lower Medford's 139, translating to median home prices of $249,000 vs $406,000. The $157,000 difference in home prices means roughly $10,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $1,375/mo in Medford, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 96 in High Point and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $513/month in Medford. High Point offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in High Point and 97 in Medford. Monthly utility bills average approximately $392 in High Point vs $388 in Medford. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in High Point and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,200 in High Point and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $69,057 respectively. Medford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $1,708/month in Medford. In High Point, median rent of $1,075/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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