High Point vs Lubbock
Cost of Living Comparison · 2026
High Point
Lubbock
The Verdict
The cost gap between these cities is 1.2%, with Lubbock being the more affordable option. A $75,000 income in High Point has equivalent purchasing power to $74,107 in Lubbock.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in High Point has the same purchasing power as $74,107 in Lubbock.
Conversely, $75,000 in Lubbock equals $75,904 in High Point.
Living in High Point vs Lubbock
Housing Costs
High Point's housing index of 61 is higher Lubbock's 59, translating to median home prices of $249,000 vs $175,000. The $74,000 difference in home prices means roughly $4,812 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $950/mo in Lubbock, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 96 in High Point and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $442/month in Lubbock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in High Point and 96 in Lubbock. Monthly utility bills average approximately $392 in High Point vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in High Point and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $49,200 in High Point and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $60,041 respectively. Lubbock residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $1,163/month in Lubbock. In High Point, median rent of $1,075/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 11 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases