City Comparison

High Point vs Irving

Cost of Living Comparison · 2026

High Point

North Carolina
84
Very Affordable
$249,000
Median Home
$1,075/mo
Median Rent
$49,200
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

16.0%

Living in High Point costs 16.0% less than Irving. To match the purchasing power of a $75,000 salary in High Point, you would need $89,286 in Irving.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
61
High Point
94
Irving
Groceries
96
High Point
99
Irving
Utilities
98
High Point
111
Irving
Transportation
92
High Point
97
Irving
Healthcare
101
High Point
103
Irving

Salary Equivalence

A $75,000 salary in High Point has the same purchasing power as $89,286 in Irving.

Conversely, $75,000 in Irving equals $63,000 in High Point.

Living in High Point vs Irving

Housing Costs

High Point's housing index of 61 is lower Irving's 94, translating to median home prices of $249,000 vs $318,000. The $69,000 difference in home prices means roughly $4,488 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in High Point compared to $1,350/mo in Irving, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 96 in High Point and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $456/month in High Point vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in High Point and 111 in Irving. Monthly utility bills average approximately $392 in High Point vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in High Point and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,200 in High Point and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $58,571 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,148/month to housing in High Point vs $1,713/month in Irving. In High Point, median rent of $1,075/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

High Point is 16.0% more affordable overall with an index of 84 vs 100.
A $75,000 salary in High Point has equivalent purchasing power to approximately $89,286 in Irving, based on the cost of living difference.
High Point's housing index is 61 with median homes at $249,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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