Henderson vs Odessa
Cost of Living Comparison · 2026
Henderson
Odessa
The Verdict
Living in Odessa costs 27.1% less than Henderson. To match the purchasing power of a $75,000 salary in Henderson, you would need $59,028 in Odessa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Henderson has the same purchasing power as $59,028 in Odessa.
Conversely, $75,000 in Odessa equals $95,294 in Henderson.
Living in Henderson vs Odessa
Housing Costs
Henderson's housing index of 118 is higher Odessa's 72, translating to median home prices of $420,000 vs $223,000. The $197,000 difference in home prices means roughly $12,804 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Henderson compared to $1,150/mo in Odessa, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 102 in Henderson and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $485/month in Henderson vs $456/month in Odessa. Odessa offers a meaningful advantage on everyday food costs, saving roughly $348/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Henderson and 100 in Odessa. Monthly utility bills average approximately $376 in Henderson vs $400 in Odessa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Henderson and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $72,238 in Henderson and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,887 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,686/month to housing in Henderson vs $1,715/month in Odessa. In Henderson, median rent of $1,500/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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