City Comparison

Hattiesburg vs Wilmington

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

25.2%

Living in Hattiesburg costs 25.2% less than Wilmington. To match the purchasing power of a $75,000 salary in Hattiesburg, you would need $100,325 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
108
Wilmington
Groceries
97
Hattiesburg
101
Wilmington
Utilities
93
Hattiesburg
94
Wilmington
Transportation
95
Hattiesburg
99
Wilmington
Healthcare
106
Hattiesburg
106
Wilmington

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $100,325 in Wilmington.

Conversely, $75,000 in Wilmington equals $56,068 in Hattiesburg.

Living in Hattiesburg vs Wilmington

Housing Costs

Hattiesburg's housing index of 52 is lower Wilmington's 108, translating to median home prices of $170,000 vs $320,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,400/mo in Wilmington, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 94 in Wilmington. Monthly utility bills average approximately $372 in Hattiesburg vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $47,021 respectively. Hattiesburg residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,130/month in Wilmington. In Hattiesburg, median rent of $875/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 25.2% more affordable overall with an index of 77 vs 103.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $100,325 in Wilmington, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

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