City Comparison

Hattiesburg vs South Bend

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

3.7%

The cost gap between these cities is 3.7%, with Hattiesburg being the more affordable option. A $75,000 income in Hattiesburg has equivalent purchasing power to $77,922 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
50
South Bend
Groceries
97
Hattiesburg
97
South Bend
Utilities
93
Hattiesburg
94
South Bend
Transportation
95
Hattiesburg
102
South Bend
Healthcare
106
Hattiesburg
88
South Bend

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $77,922 in South Bend.

Conversely, $75,000 in South Bend equals $72,188 in Hattiesburg.

Living in Hattiesburg vs South Bend

Housing Costs

Hattiesburg's housing index of 52 is higher South Bend's 50, translating to median home prices of $170,000 vs $173,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $900/mo in South Bend, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 94 in South Bend. Monthly utility bills average approximately $372 in Hattiesburg vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $60,250 respectively. South Bend residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,125/month in South Bend. In Hattiesburg, median rent of $875/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 3.7% more affordable overall with an index of 77 vs 80.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $77,922 in South Bend, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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