City Comparison

Hattiesburg vs Palm Bay

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Palm Bay

Florida
96
Average
$315,000
Median Home
$1,600/mo
Median Rent
$72,600
Median Income

The Verdict

19.8%

The cost gap between these cities is 19.8%, with Hattiesburg being the more affordable option. A $75,000 income in Hattiesburg has equivalent purchasing power to $93,506 in Palm Bay.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
90
Palm Bay
Groceries
97
Hattiesburg
101
Palm Bay
Utilities
93
Hattiesburg
97
Palm Bay
Transportation
95
Hattiesburg
102
Palm Bay
Healthcare
106
Hattiesburg
93
Palm Bay

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $93,506 in Palm Bay.

Conversely, $75,000 in Palm Bay equals $60,156 in Hattiesburg.

Living in Hattiesburg vs Palm Bay

Housing Costs

Hattiesburg's housing index of 52 is lower Palm Bay's 90, translating to median home prices of $170,000 vs $315,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,600/mo in Palm Bay, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 101 in Palm Bay. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $480/month in Palm Bay. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 97 in Palm Bay. Monthly utility bills average approximately $372 in Hattiesburg vs $388 in Palm Bay. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 93 in Palm Bay. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $72,600 in Palm Bay. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $75,625 respectively. Palm Bay residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,694/month in Palm Bay. In Hattiesburg, median rent of $875/mo fits within this budget. In Palm Bay, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 19.8% more affordable overall with an index of 77 vs 96.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $93,506 in Palm Bay, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Palm Bay's is 90 with median homes at $315,000.

Moving & Relocation Resources

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