Hattiesburg vs Palm Bay
Cost of Living Comparison · 2026
Hattiesburg
Palm Bay
The Verdict
The cost gap between these cities is 19.8%, with Hattiesburg being the more affordable option. A $75,000 income in Hattiesburg has equivalent purchasing power to $93,506 in Palm Bay.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hattiesburg has the same purchasing power as $93,506 in Palm Bay.
Conversely, $75,000 in Palm Bay equals $60,156 in Hattiesburg.
Living in Hattiesburg vs Palm Bay
Housing Costs
Hattiesburg's housing index of 52 is lower Palm Bay's 90, translating to median home prices of $170,000 vs $315,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,600/mo in Palm Bay, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 97 in Hattiesburg and 101 in Palm Bay. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $480/month in Palm Bay. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 97 in Palm Bay. Monthly utility bills average approximately $372 in Hattiesburg vs $388 in Palm Bay. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hattiesburg and 93 in Palm Bay. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $44,100 in Hattiesburg and $72,600 in Palm Bay. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $75,625 respectively. Palm Bay residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,694/month in Palm Bay. In Hattiesburg, median rent of $875/mo fits within this budget. In Palm Bay, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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