City Comparison

Hattiesburg vs Oxnard

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Oxnard

California
154
Very Expensive
$653,000
Median Home
$1,925/mo
Median Rent
$96,200
Median Income

The Verdict

50.0%

The cost gap between these cities is 50.0%, with Hattiesburg being the more affordable option. A $75,000 income in Hattiesburg has equivalent purchasing power to $150,000 in Oxnard.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
253
Oxnard
Groceries
97
Hattiesburg
112
Oxnard
Utilities
93
Hattiesburg
107
Oxnard
Transportation
95
Hattiesburg
135
Oxnard
Healthcare
106
Hattiesburg
113
Oxnard

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $150,000 in Oxnard.

Conversely, $75,000 in Oxnard equals $37,500 in Hattiesburg.

Living in Hattiesburg vs Oxnard

Housing Costs

Hattiesburg's housing index of 52 is lower Oxnard's 253, translating to median home prices of $170,000 vs $653,000. The $483,000 difference in home prices means roughly $31,392 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,925/mo in Oxnard, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $532/month in Oxnard. Hattiesburg offers a meaningful advantage on everyday food costs, saving roughly $852/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 107 in Oxnard. Monthly utility bills average approximately $372 in Hattiesburg vs $428 in Oxnard. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $62,468 respectively. Oxnard residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $2,245/month in Oxnard. In Hattiesburg, median rent of $875/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 201 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 50.0% more affordable overall with an index of 77 vs 154.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $150,000 in Oxnard, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Oxnard's is 253 with median homes at $653,000.

Moving & Relocation Resources

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