City Comparison

Hattiesburg vs Naples

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

The Verdict

39.8%

Hattiesburg is 39.8% less expensive than Naples overall. A household earning $75,000 in Hattiesburg would need approximately $124,675 in Naples to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
180
Naples
Groceries
97
Hattiesburg
106
Naples
Utilities
93
Hattiesburg
96
Naples
Transportation
95
Hattiesburg
105
Naples
Healthcare
106
Hattiesburg
98
Naples

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $124,675 in Naples.

Conversely, $75,000 in Naples equals $45,117 in Hattiesburg.

Living in Hattiesburg vs Naples

Housing Costs

Hattiesburg's housing index of 52 is lower Naples's 180, translating to median home prices of $170,000 vs $520,000. The $350,000 difference in home prices means roughly $22,752 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $2,100/mo in Naples, a monthly difference of $1,225.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $504/month in Naples. Hattiesburg offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 96 in Naples. Monthly utility bills average approximately $372 in Hattiesburg vs $384 in Naples. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $56,389 respectively. Hattiesburg residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,684/month in Naples. In Hattiesburg, median rent of $875/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 128 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 39.8% more affordable overall with an index of 77 vs 128.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $124,675 in Naples, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Naples's is 180 with median homes at $520,000.

Moving & Relocation Resources

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