City Comparison

Hattiesburg vs Montgomery

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

The Verdict

2.5%

Living in Hattiesburg costs 2.5% less than Montgomery. To match the purchasing power of a $75,000 salary in Hattiesburg, you would need $76,948 in Montgomery.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
49
Montgomery
Groceries
97
Hattiesburg
99
Montgomery
Utilities
93
Hattiesburg
115
Montgomery
Transportation
95
Hattiesburg
92
Montgomery
Healthcare
106
Hattiesburg
78
Montgomery

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $76,948 in Montgomery.

Conversely, $75,000 in Montgomery equals $73,101 in Hattiesburg.

Living in Hattiesburg vs Montgomery

Housing Costs

Hattiesburg's housing index of 52 is higher Montgomery's 49, translating to median home prices of $170,000 vs $162,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,000/mo in Montgomery, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 115 in Montgomery. Monthly utility bills average approximately $372 in Hattiesburg vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,325/month in Montgomery. In Hattiesburg, median rent of $875/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 2.5% more affordable overall with an index of 77 vs 79.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $76,948 in Montgomery, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Montgomery's is 49 with median homes at $162,000.

Moving & Relocation Resources

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