City Comparison

Hattiesburg vs Lynchburg

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Lynchburg

Virginia
81
Very Affordable
$230,000
Median Home
$1,100/mo
Median Rent
$57,900
Median Income

The Verdict

4.9%

Living in Hattiesburg costs 4.9% less than Lynchburg. To match the purchasing power of a $75,000 salary in Hattiesburg, you would need $78,896 in Lynchburg.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
57
Lynchburg
Groceries
97
Hattiesburg
94
Lynchburg
Utilities
93
Hattiesburg
111
Lynchburg
Transportation
95
Hattiesburg
88
Lynchburg
Healthcare
106
Hattiesburg
105
Lynchburg

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $78,896 in Lynchburg.

Conversely, $75,000 in Lynchburg equals $71,296 in Hattiesburg.

Living in Hattiesburg vs Lynchburg

Housing Costs

Hattiesburg's housing index of 52 is lower Lynchburg's 57, translating to median home prices of $170,000 vs $230,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,100/mo in Lynchburg, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 94 in Lynchburg. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $447/month in Lynchburg. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 111 in Lynchburg. Monthly utility bills average approximately $372 in Hattiesburg vs $444 in Lynchburg. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 105 in Lynchburg. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $57,900 in Lynchburg. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $71,481 respectively. Lynchburg residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,351/month in Lynchburg. In Hattiesburg, median rent of $875/mo fits within this budget. In Lynchburg, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 4.9% more affordable overall with an index of 77 vs 81.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $78,896 in Lynchburg, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Lynchburg's is 57 with median homes at $230,000.

Moving & Relocation Resources

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