Hattiesburg vs Lancaster
Cost of Living Comparison · 2026
Hattiesburg
Lancaster
The Verdict
Living in Hattiesburg costs 39.8% less than Lancaster. To match the purchasing power of a $75,000 salary in Hattiesburg, you would need $124,675 in Lancaster.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hattiesburg has the same purchasing power as $124,675 in Lancaster.
Conversely, $75,000 in Lancaster equals $45,117 in Hattiesburg.
Living in Hattiesburg vs Lancaster
Housing Costs
Hattiesburg's housing index of 52 is lower Lancaster's 148, translating to median home prices of $170,000 vs $447,000. The $277,000 difference in home prices means roughly $18,000 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,625/mo in Lancaster, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 97 in Hattiesburg and 109 in Lancaster. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $518/month in Lancaster. Hattiesburg offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 111 in Lancaster. Monthly utility bills average approximately $372 in Hattiesburg vs $444 in Lancaster. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Hattiesburg and 96 in Lancaster. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $44,100 in Hattiesburg and $81,500 in Lancaster. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $63,672 respectively. Lancaster residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,902/month in Lancaster. In Hattiesburg, median rent of $875/mo fits within this budget. In Lancaster, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 96 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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