Hattiesburg vs Lafayette
Cost of Living Comparison · 2026
Hattiesburg
Lafayette
The Verdict
Hattiesburg is 14.4% less expensive than Lafayette overall. A household earning $75,000 in Hattiesburg would need approximately $87,662 in Lafayette to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hattiesburg has the same purchasing power as $87,662 in Lafayette.
Conversely, $75,000 in Lafayette equals $64,167 in Hattiesburg.
Living in Hattiesburg vs Lafayette
Housing Costs
Hattiesburg's housing index of 52 is lower Lafayette's 73, translating to median home prices of $170,000 vs $214,000. The $44,000 difference in home prices means roughly $2,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,100/mo in Lafayette, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 97 in Hattiesburg and 96 in Lafayette. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $456/month in Lafayette. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 97 in Lafayette. Monthly utility bills average approximately $372 in Hattiesburg vs $388 in Lafayette. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hattiesburg and 80 in Lafayette. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $44,100 in Hattiesburg and $61,900 in Lafayette. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $68,778 respectively. Lafayette residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,444/month in Lafayette. In Hattiesburg, median rent of $875/mo fits within this budget. In Lafayette, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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