City Comparison

Hattiesburg vs Jersey City

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Jersey City

New Jersey
162
Very Expensive
$540,000
Median Home
$2,600/mo
Median Rent
$80,820
Median Income

The Verdict

52.5%

Living in Hattiesburg costs 52.5% less than Jersey City. To match the purchasing power of a $75,000 salary in Hattiesburg, you would need $157,792 in Jersey City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
249
Jersey City
Groceries
97
Hattiesburg
105
Jersey City
Utilities
93
Hattiesburg
128
Jersey City
Transportation
95
Hattiesburg
121
Jersey City
Healthcare
106
Hattiesburg
106
Jersey City

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $157,792 in Jersey City.

Conversely, $75,000 in Jersey City equals $35,648 in Hattiesburg.

Living in Hattiesburg vs Jersey City

Housing Costs

Hattiesburg's housing index of 52 is lower Jersey City's 249, translating to median home prices of $170,000 vs $540,000. The $370,000 difference in home prices means roughly $24,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $2,600/mo in Jersey City, a monthly difference of $1,725.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 105 in Jersey City. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $499/month in Jersey City. Hattiesburg offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 128 in Jersey City. Monthly utility bills average approximately $372 in Hattiesburg vs $512 in Jersey City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 106 in Jersey City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $80,820 in Jersey City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $49,889 respectively. Hattiesburg residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,886/month in Jersey City. In Hattiesburg, median rent of $875/mo fits within this budget. In Jersey City, median rent of $2,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 197 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 52.5% more affordable overall with an index of 77 vs 162.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $157,792 in Jersey City, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Jersey City's is 249 with median homes at $540,000.

Moving & Relocation Resources

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