City Comparison

Hattiesburg vs Indianapolis

Cost of Living Comparison · 2026

Hattiesburg

Mississippi
77
Very Affordable
$170,000
Median Home
$875/mo
Median Rent
$44,100
Median Income

Indianapolis

Indiana
92
Below Average
$220,000
Median Home
$1,100/mo
Median Rent
$49,968
Median Income

The Verdict

16.3%

Living in Hattiesburg costs 16.3% less than Indianapolis. To match the purchasing power of a $75,000 salary in Hattiesburg, you would need $89,610 in Indianapolis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Hattiesburg
80
Indianapolis
Groceries
97
Hattiesburg
98
Indianapolis
Utilities
93
Hattiesburg
90
Indianapolis
Transportation
95
Hattiesburg
103
Indianapolis
Healthcare
106
Hattiesburg
96
Indianapolis

Salary Equivalence

A $75,000 salary in Hattiesburg has the same purchasing power as $89,610 in Indianapolis.

Conversely, $75,000 in Indianapolis equals $62,772 in Hattiesburg.

Living in Hattiesburg vs Indianapolis

Housing Costs

Hattiesburg's housing index of 52 is lower Indianapolis's 80, translating to median home prices of $170,000 vs $220,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Hattiesburg compared to $1,100/mo in Indianapolis, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 97 in Hattiesburg and 98 in Indianapolis. A household spending the national average of $475/month on groceries would pay approximately $461/month in Hattiesburg vs $466/month in Indianapolis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Hattiesburg and 90 in Indianapolis. Monthly utility bills average approximately $372 in Hattiesburg vs $360 in Indianapolis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hattiesburg and 96 in Indianapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,100 in Hattiesburg and $49,968 in Indianapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,273 and $54,313 respectively. Hattiesburg residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,029/month to housing in Hattiesburg vs $1,166/month in Indianapolis. In Hattiesburg, median rent of $875/mo fits within this budget. In Indianapolis, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Hattiesburg is 16.3% more affordable overall with an index of 77 vs 92.
A $75,000 salary in Hattiesburg has equivalent purchasing power to approximately $89,610 in Indianapolis, based on the cost of living difference.
Hattiesburg's housing index is 52 with median homes at $170,000, while Indianapolis's is 80 with median homes at $220,000.

Moving & Relocation Resources

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