Side-by-side cost of living comparison for 2026
12% cheaper
Hartford is 12% more affordable than Naples. A $75,000 salary in Naples is equivalent to $65,625 in Hartford.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Connecticut salaries · Florida salaries
Housing is typically the biggest factor in any cost-of-living comparison. Hartford has a housing index of 121 while Naples sits at 180 (national average = 100). The median home in Hartford costs $215,000 compared to $520,000 in Naples, a difference of $305,000. Monthly rent follows a similar pattern: $1,200 in Hartford versus $2,100 in Naples.
Groceries and everyday expenses show a narrower gap: Hartford scores 106 while Naples scores 106.
Healthcare costs in Hartford (114) are higher than Naples (98).
Median household income in Hartford is $40,068 compared to $72,178 in Naples. When adjusted for cost of living, income goes further in Hartford.
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