Side-by-side cost of living comparison for 2026
12% cheaper
Hartford is 12% more affordable than Miami. A $75,000 salary in Miami is equivalent to $66,142 in Hartford.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Connecticut salaries · Florida salaries
Housing is typically the biggest factor in any cost-of-living comparison. Hartford has a housing index of 121 while Miami sits at 172 (national average = 100). The median home in Hartford costs $215,000 compared to $450,000 in Miami, a difference of $235,000. Monthly rent follows a similar pattern: $1,200 in Hartford versus $2,200 in Miami.
Groceries and everyday expenses show a narrower gap: Hartford scores 106 while Miami scores 108.
Healthcare costs in Hartford (114) are higher than Miami (99).
Median household income in Hartford is $40,068 compared to $44,268 in Miami. When adjusted for cost of living, income goes further in Hartford.
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