City Comparison

Harrisburg vs Sioux City

Cost of Living Comparison · 2026

Harrisburg

Pennsylvania
90
Below Average
$145,000
Median Home
$1,100/mo
Median Rent
$46,200
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

4.7%

Living in Sioux City costs 4.7% less than Harrisburg. To match the purchasing power of a $75,000 salary in Harrisburg, you would need $71,667 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Harrisburg
74
Sioux City
Groceries
96
Harrisburg
97
Sioux City
Utilities
102
Harrisburg
89
Sioux City
Transportation
102
Harrisburg
92
Sioux City
Healthcare
84
Harrisburg
101
Sioux City

Salary Equivalence

A $75,000 salary in Harrisburg has the same purchasing power as $71,667 in Sioux City.

Conversely, $75,000 in Sioux City equals $78,488 in Harrisburg.

Living in Harrisburg vs Sioux City

Housing Costs

Harrisburg's housing index of 65 is lower Sioux City's 74, translating to median home prices of $145,000 vs $182,000. The $37,000 difference in home prices means roughly $2,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Harrisburg compared to $875/mo in Sioux City, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 96 in Harrisburg and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Harrisburg vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Harrisburg and 89 in Sioux City. Monthly utility bills average approximately $408 in Harrisburg vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 84 in Harrisburg and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $46,200 in Harrisburg and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,333 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,078/month to housing in Harrisburg vs $1,528/month in Sioux City. In Harrisburg, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 4.7% more affordable overall with an index of 86 vs 90.
A $75,000 salary in Harrisburg has equivalent purchasing power to approximately $71,667 in Sioux City, based on the cost of living difference.
Harrisburg's housing index is 65 with median homes at $145,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases