City Comparison

Hampton vs Warwick

Cost of Living Comparison · 2026

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

17.0%

Living in Hampton costs 17.0% less than Warwick. To match the purchasing power of a $75,000 salary in Hampton, you would need $90,341 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
Hampton
127
Warwick
Groceries
94
Hampton
102
Warwick
Utilities
102
Hampton
112
Warwick
Transportation
93
Hampton
105
Warwick
Healthcare
106
Hampton
103
Warwick

Salary Equivalence

A $75,000 salary in Hampton has the same purchasing power as $90,341 in Warwick.

Conversely, $75,000 in Warwick equals $62,264 in Hampton.

Living in Hampton vs Warwick

Housing Costs

Hampton's housing index of 102 is lower Warwick's 127, translating to median home prices of $243,000 vs $413,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,425/mo in Warwick, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 94 in Hampton and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $485/month in Warwick. Hampton offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 112 in Warwick. Monthly utility bills average approximately $408 in Hampton vs $448 in Warwick. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hampton and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $59,400 in Hampton and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,741/month in Warwick. In Hampton, median rent of $1,175/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 17.0% more affordable overall with an index of 88 vs 106.
A $75,000 salary in Hampton has equivalent purchasing power to approximately $90,341 in Warwick, based on the cost of living difference.
Hampton's housing index is 102 with median homes at $243,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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