Hampton vs Surprise
Cost of Living Comparison · 2026
Hampton
Surprise
The Verdict
Living in Hampton costs 14.6% less than Surprise. To match the purchasing power of a $75,000 salary in Hampton, you would need $87,784 in Surprise.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $87,784 in Surprise.
Conversely, $75,000 in Surprise equals $64,078 in Hampton.
Living in Hampton vs Surprise
Housing Costs
Hampton's housing index of 102 is lower Surprise's 105, translating to median home prices of $243,000 vs $419,000. The $176,000 difference in home prices means roughly $11,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,575/mo in Surprise, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $475/month in Surprise. Hampton offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 102 in Surprise. Monthly utility bills average approximately $408 in Hampton vs $408 in Surprise. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,995/month in Surprise. In Hampton, median rent of $1,175/mo fits within this budget. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases