Hampton vs Springfield
Cost of Living Comparison · 2026
Hampton
Springfield
The Verdict
Hampton is 17.8% less expensive than Springfield overall. A household earning $75,000 in Hampton would need approximately $91,193 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $91,193 in Springfield.
Conversely, $75,000 in Springfield equals $61,682 in Hampton.
Living in Hampton vs Springfield
Housing Costs
Hampton's housing index of 102 is lower Springfield's 116, translating to median home prices of $243,000 vs $378,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,150/mo in Springfield, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $480/month in Springfield. Hampton offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 96 in Springfield. Monthly utility bills average approximately $408 in Hampton vs $384 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $53,832 respectively. Hampton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,344/month in Springfield. In Hampton, median rent of $1,175/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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