Hampton vs Santa Rosa
Cost of Living Comparison · 2026
Hampton
Santa Rosa
The Verdict
Living in Hampton costs 42.1% less than Santa Rosa. To match the purchasing power of a $75,000 salary in Hampton, you would need $129,545 in Santa Rosa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $129,545 in Santa Rosa.
Conversely, $75,000 in Santa Rosa equals $43,421 in Hampton.
Living in Hampton vs Santa Rosa
Housing Costs
Hampton's housing index of 102 is lower Santa Rosa's 233, translating to median home prices of $243,000 vs $720,000. The $477,000 difference in home prices means roughly $31,008 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $2,100/mo in Santa Rosa, a monthly difference of $925.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 107 in Santa Rosa. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $508/month in Santa Rosa. Hampton offers a meaningful advantage on everyday food costs, saving roughly $732/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 135 in Santa Rosa. Monthly utility bills average approximately $408 in Hampton vs $540 in Santa Rosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Hampton and 112 in Santa Rosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $94,300 in Santa Rosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $62,039 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $2,200/month in Santa Rosa. In Hampton, median rent of $1,175/mo fits within this budget. In Santa Rosa, median rent of $2,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 131 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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