Hampton vs Santa Fe
Cost of Living Comparison · 2026
Hampton
Santa Fe
The Verdict
Hampton is 24.8% less expensive than Santa Fe overall. A household earning $75,000 in Hampton would need approximately $99,716 in Santa Fe to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $99,716 in Santa Fe.
Conversely, $75,000 in Santa Fe equals $56,410 in Hampton.
Living in Hampton vs Santa Fe
Housing Costs
Hampton's housing index of 102 is lower Santa Fe's 153, translating to median home prices of $243,000 vs $480,000. The $237,000 difference in home prices means roughly $15,408 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,600/mo in Santa Fe, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $489/month in Santa Fe. Hampton offers a meaningful advantage on everyday food costs, saving roughly $504/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 96 in Santa Fe. Monthly utility bills average approximately $408 in Hampton vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $52,976 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,446/month in Santa Fe. In Hampton, median rent of $1,175/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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