Hampton vs Olympia
Cost of Living Comparison · 2026
Hampton
Olympia
The Verdict
Living in Hampton costs 21.4% less than Olympia. To match the purchasing power of a $75,000 salary in Hampton, you would need $95,455 in Olympia.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $95,455 in Olympia.
Conversely, $75,000 in Olympia equals $58,929 in Hampton.
Living in Hampton vs Olympia
Housing Costs
Hampton's housing index of 102 is lower Olympia's 131, translating to median home prices of $243,000 vs $495,000. The $252,000 difference in home prices means roughly $16,380 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,600/mo in Olympia, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $499/month in Olympia. Hampton offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 91 in Olympia. Monthly utility bills average approximately $408 in Hampton vs $364 in Olympia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Hampton and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,897/month in Olympia. In Hampton, median rent of $1,175/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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