City Comparison

Hampton vs North Charleston

Cost of Living Comparison · 2026

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

13.7%

The cost gap between these cities is 13.7%, with Hampton being the more affordable option. A $75,000 income in Hampton has equivalent purchasing power to $86,932 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
Hampton
102
North Charleston
Groceries
94
Hampton
101
North Charleston
Utilities
102
Hampton
120
North Charleston
Transportation
93
Hampton
91
North Charleston
Healthcare
106
Hampton
86
North Charleston

Salary Equivalence

A $75,000 salary in Hampton has the same purchasing power as $86,932 in North Charleston.

Conversely, $75,000 in North Charleston equals $64,706 in Hampton.

Living in Hampton vs North Charleston

Housing Costs

Hampton's housing index of 102 is equal to North Charleston's 102, translating to median home prices of $243,000 vs $347,000. The $104,000 difference in home prices means roughly $6,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,525/mo in North Charleston, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 94 in Hampton and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $480/month in North Charleston. Hampton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 120 in North Charleston. Monthly utility bills average approximately $408 in Hampton vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hampton and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,400 in Hampton and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $60,196 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,433/month in North Charleston. In Hampton, median rent of $1,175/mo fits within this budget. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 13.7% more affordable overall with an index of 88 vs 102.
A $75,000 salary in Hampton has equivalent purchasing power to approximately $86,932 in North Charleston, based on the cost of living difference.
Hampton's housing index is 102 with median homes at $243,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

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