Hampton vs Norfolk
Cost of Living Comparison · 2026
Hampton
Norfolk
The Verdict
Living in Hampton costs 11.1% less than Norfolk. To match the purchasing power of a $75,000 salary in Hampton, you would need $84,375 in Norfolk.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $84,375 in Norfolk.
Conversely, $75,000 in Norfolk equals $66,667 in Hampton.
Living in Hampton vs Norfolk
Housing Costs
Hampton's housing index of 102 is higher Norfolk's 95, translating to median home prices of $243,000 vs $250,000. The $7,000 difference in home prices means roughly $456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,300/mo in Norfolk, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $470/month in Norfolk. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 97 in Norfolk. Monthly utility bills average approximately $408 in Hampton vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $52,463 respectively. Hampton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,212/month in Norfolk. In Hampton, median rent of $1,175/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 7 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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