City Comparison

Hampton vs New Bedford

Cost of Living Comparison · 2026

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

21.4%

The cost gap between these cities is 21.4%, with Hampton being the more affordable option. A $75,000 income in Hampton has equivalent purchasing power to $95,455 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
Hampton
116
New Bedford
Groceries
94
Hampton
104
New Bedford
Utilities
102
Hampton
145
New Bedford
Transportation
93
Hampton
108
New Bedford
Healthcare
106
Hampton
118
New Bedford

Salary Equivalence

A $75,000 salary in Hampton has the same purchasing power as $95,455 in New Bedford.

Conversely, $75,000 in New Bedford equals $58,929 in Hampton.

Living in Hampton vs New Bedford

Housing Costs

Hampton's housing index of 102 is lower New Bedford's 116, translating to median home prices of $243,000 vs $371,000. The $128,000 difference in home prices means roughly $8,316 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,225/mo in New Bedford, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 94 in Hampton and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $494/month in New Bedford. Hampton offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 145 in New Bedford. Monthly utility bills average approximately $408 in Hampton vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hampton and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,400 in Hampton and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $50,893 respectively. Hampton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,330/month in New Bedford. In Hampton, median rent of $1,175/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 21.4% more affordable overall with an index of 88 vs 112.
A $75,000 salary in Hampton has equivalent purchasing power to approximately $95,455 in New Bedford, based on the cost of living difference.
Hampton's housing index is 102 with median homes at $243,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases