Hampton vs Naples
Cost of Living Comparison · 2026
Hampton
Naples
The Verdict
Living in Hampton costs 31.2% less than Naples. To match the purchasing power of a $75,000 salary in Hampton, you would need $109,091 in Naples.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $109,091 in Naples.
Conversely, $75,000 in Naples equals $51,563 in Hampton.
Living in Hampton vs Naples
Housing Costs
Hampton's housing index of 102 is lower Naples's 180, translating to median home prices of $243,000 vs $520,000. The $277,000 difference in home prices means roughly $18,000 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $2,100/mo in Naples, a monthly difference of $925.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $504/month in Naples. Hampton offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 96 in Naples. Monthly utility bills average approximately $408 in Hampton vs $384 in Naples. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $56,389 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,684/month in Naples. In Hampton, median rent of $1,175/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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