Hampton vs Morgantown
Cost of Living Comparison · 2026
Hampton
Morgantown
The Verdict
Hampton is 2.2% less expensive than Morgantown overall. A household earning $75,000 in Hampton would need approximately $76,705 in Morgantown to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $76,705 in Morgantown.
Conversely, $75,000 in Morgantown equals $73,333 in Hampton.
Living in Hampton vs Morgantown
Housing Costs
Hampton's housing index of 102 is higher Morgantown's 81, translating to median home prices of $243,000 vs $259,000. The $16,000 difference in home prices means roughly $1,044 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $950/mo in Morgantown, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 91 in Morgantown. Monthly utility bills average approximately $408 in Hampton vs $364 in Morgantown. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Hampton and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $49,667 respectively. Hampton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,043/month in Morgantown. In Hampton, median rent of $1,175/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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