City Comparison

Hampton vs Manchester

Cost of Living Comparison · 2026

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

The Verdict

25.4%

Living in Hampton costs 25.4% less than Manchester. To match the purchasing power of a $75,000 salary in Hampton, you would need $100,568 in Manchester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
Hampton
140
Manchester
Groceries
94
Hampton
105
Manchester
Utilities
102
Hampton
114
Manchester
Transportation
93
Hampton
100
Manchester
Healthcare
106
Hampton
112
Manchester

Salary Equivalence

A $75,000 salary in Hampton has the same purchasing power as $100,568 in Manchester.

Conversely, $75,000 in Manchester equals $55,932 in Hampton.

Living in Hampton vs Manchester

Housing Costs

Hampton's housing index of 102 is lower Manchester's 140, translating to median home prices of $243,000 vs $350,000. The $107,000 difference in home prices means roughly $6,960 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,600/mo in Manchester, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 94 in Hampton and 105 in Manchester. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $499/month in Manchester. Hampton offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 114 in Manchester. Monthly utility bills average approximately $408 in Hampton vs $456 in Manchester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Hampton and 112 in Manchester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $59,400 in Hampton and $65,018 in Manchester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $55,100 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,517/month in Manchester. In Hampton, median rent of $1,175/mo fits within this budget. In Manchester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 25.4% more affordable overall with an index of 88 vs 118.
A $75,000 salary in Hampton has equivalent purchasing power to approximately $100,568 in Manchester, based on the cost of living difference.
Hampton's housing index is 102 with median homes at $243,000, while Manchester's is 140 with median homes at $350,000.

Moving & Relocation Resources

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