City Comparison

Hampton vs Madison

Cost of Living Comparison · 2026

Hampton

Virginia
88
Below Average
$243,000
Median Home
$1,175/mo
Median Rent
$59,400
Median Income

Madison

Wisconsin
106
Above Average
$340,000
Median Home
$1,400/mo
Median Rent
$67,565
Median Income

The Verdict

17.0%

Living in Hampton costs 17.0% less than Madison. To match the purchasing power of a $75,000 salary in Hampton, you would need $90,341 in Madison.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
102
Hampton
115
Madison
Groceries
94
Hampton
101
Madison
Utilities
102
Hampton
97
Madison
Transportation
93
Hampton
103
Madison
Healthcare
106
Hampton
105
Madison

Salary Equivalence

A $75,000 salary in Hampton has the same purchasing power as $90,341 in Madison.

Conversely, $75,000 in Madison equals $62,264 in Hampton.

Living in Hampton vs Madison

Housing Costs

Hampton's housing index of 102 is lower Madison's 115, translating to median home prices of $243,000 vs $340,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,400/mo in Madison, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 94 in Hampton and 101 in Madison. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $480/month in Madison. Hampton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 97 in Madison. Monthly utility bills average approximately $408 in Hampton vs $388 in Madison. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Hampton and 105 in Madison. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $59,400 in Hampton and $67,565 in Madison. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $63,741 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,577/month in Madison. In Hampton, median rent of $1,175/mo fits within this budget. In Madison, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Hampton is 17.0% more affordable overall with an index of 88 vs 106.
A $75,000 salary in Hampton has equivalent purchasing power to approximately $90,341 in Madison, based on the cost of living difference.
Hampton's housing index is 102 with median homes at $243,000, while Madison's is 115 with median homes at $340,000.

Moving & Relocation Resources

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