Hampton vs Lubbock
Cost of Living Comparison · 2026
Hampton
Lubbock
The Verdict
Living in Lubbock costs 6.0% less than Hampton. To match the purchasing power of a $75,000 salary in Hampton, you would need $70,739 in Lubbock.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $70,739 in Lubbock.
Conversely, $75,000 in Lubbock equals $79,518 in Hampton.
Living in Hampton vs Lubbock
Housing Costs
Hampton's housing index of 102 is higher Lubbock's 59, translating to median home prices of $243,000 vs $175,000. The $68,000 difference in home prices means roughly $4,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $950/mo in Lubbock, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $442/month in Lubbock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 96 in Lubbock. Monthly utility bills average approximately $408 in Hampton vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $60,041 respectively. Hampton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,163/month in Lubbock. In Hampton, median rent of $1,175/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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