Hampton vs Lancaster
Cost of Living Comparison · 2026
Hampton
Lancaster
The Verdict
Hampton is 12.0% less expensive than Lancaster overall. A household earning $75,000 in Hampton would need approximately $85,227 in Lancaster to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $85,227 in Lancaster.
Conversely, $75,000 in Lancaster equals $66,000 in Hampton.
Living in Hampton vs Lancaster
Housing Costs
Hampton's housing index of 102 is higher Lancaster's 67, translating to median home prices of $243,000 vs $225,000. The $18,000 difference in home prices means roughly $1,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,175/mo in Lancaster, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 97 in Lancaster. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $461/month in Lancaster. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 110 in Lancaster. Monthly utility bills average approximately $408 in Hampton vs $440 in Lancaster. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 94 in Lancaster. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $63,700 in Lancaster. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $63,700 respectively. Hampton residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,486/month in Lancaster. In Hampton, median rent of $1,175/mo fits within this budget. In Lancaster, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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