Hampton vs Jacksonville
Cost of Living Comparison · 2026
Hampton
Jacksonville
The Verdict
Hampton is 7.4% less expensive than Jacksonville overall. A household earning $75,000 in Hampton would need approximately $80,966 in Jacksonville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Hampton has the same purchasing power as $80,966 in Jacksonville.
Conversely, $75,000 in Jacksonville equals $69,474 in Hampton.
Living in Hampton vs Jacksonville
Housing Costs
Hampton's housing index of 102 is higher Jacksonville's 89, translating to median home prices of $243,000 vs $280,000. The $37,000 difference in home prices means roughly $2,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Hampton compared to $1,400/mo in Jacksonville, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 94 in Hampton and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $447/month in Hampton vs $480/month in Jacksonville. Hampton offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Hampton and 94 in Jacksonville. Monthly utility bills average approximately $408 in Hampton vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Hampton and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $59,400 in Hampton and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,500 and $55,816 respectively. Hampton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,386/month to housing in Hampton vs $1,237/month in Jacksonville. In Hampton, median rent of $1,175/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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