Gulfport vs Wilmington
Cost of Living Comparison · 2026
Gulfport
Wilmington
The Verdict
Living in Gulfport costs 20.2% less than Wilmington. To match the purchasing power of a $75,000 salary in Gulfport, you would need $93,976 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gulfport has the same purchasing power as $93,976 in Wilmington.
Conversely, $75,000 in Wilmington equals $59,856 in Gulfport.
Living in Gulfport vs Wilmington
Housing Costs
Gulfport's housing index of 55 is lower Wilmington's 104, translating to median home prices of $185,000 vs $235,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,200/mo in Wilmington, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 95 in Gulfport and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $489/month in Wilmington. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 106 in Wilmington. Monthly utility bills average approximately $396 in Gulfport vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Gulfport and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,000 in Gulfport and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $44,731 respectively. Gulfport residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,085/month in Wilmington. In Gulfport, median rent of $1,000/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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