City Comparison

Gulfport vs Virginia Beach

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

21.0%

The cost gap between these cities is 21.0%, with Gulfport being the more affordable option. A $75,000 income in Gulfport has equivalent purchasing power to $94,880 in Virginia Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
112
Virginia Beach
Groceries
95
Gulfport
100
Virginia Beach
Utilities
99
Gulfport
98
Virginia Beach
Transportation
105
Gulfport
101
Virginia Beach
Healthcare
98
Gulfport
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $94,880 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $59,286 in Gulfport.

Living in Gulfport vs Virginia Beach

Housing Costs

Gulfport's housing index of 55 is lower Virginia Beach's 112, translating to median home prices of $185,000 vs $310,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,500/mo in Virginia Beach, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 98 in Virginia Beach. Monthly utility bills average approximately $396 in Gulfport vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,713/month in Virginia Beach. In Gulfport, median rent of $1,000/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 57 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 21.0% more affordable overall with an index of 83 vs 105.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $94,880 in Virginia Beach, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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