City Comparison

Gulfport vs Tuscaloosa

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

6.7%

Gulfport is 6.7% less expensive than Tuscaloosa overall. A household earning $75,000 in Gulfport would need approximately $80,422 in Tuscaloosa to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
74
Tuscaloosa
Groceries
95
Gulfport
98
Tuscaloosa
Utilities
99
Gulfport
96
Tuscaloosa
Transportation
105
Gulfport
95
Tuscaloosa
Healthcare
98
Gulfport
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $80,422 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $69,944 in Gulfport.

Living in Gulfport vs Tuscaloosa

Housing Costs

Gulfport's housing index of 55 is lower Tuscaloosa's 74, translating to median home prices of $185,000 vs $265,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,050/mo in Tuscaloosa, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $466/month in Tuscaloosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 96 in Tuscaloosa. Monthly utility bills average approximately $396 in Gulfport vs $384 in Tuscaloosa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $55,618 respectively. Gulfport residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,155/month in Tuscaloosa. In Gulfport, median rent of $1,000/mo fits within this budget. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 6.7% more affordable overall with an index of 83 vs 89.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $80,422 in Tuscaloosa, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

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