Gulfport vs Toledo
Cost of Living Comparison · 2026
Gulfport
Toledo
The Verdict
Living in Toledo costs 7.8% less than Gulfport. To match the purchasing power of a $75,000 salary in Gulfport, you would need $69,578 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gulfport has the same purchasing power as $69,578 in Toledo.
Conversely, $75,000 in Toledo equals $80,844 in Gulfport.
Living in Gulfport vs Toledo
Housing Costs
Gulfport's housing index of 55 is equal to Toledo's 55, translating to median home prices of $185,000 vs $128,000. The $57,000 difference in home prices means roughly $3,708 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $825/mo in Toledo, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 95 in Gulfport and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 92 in Toledo. Monthly utility bills average approximately $396 in Gulfport vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Gulfport and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,000 in Gulfport and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $54,805 respectively. Gulfport residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $985/month in Toledo. In Gulfport, median rent of $1,000/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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