City Comparison

Gulfport vs Tempe

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Tempe

Arizona
106
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$56,068
Median Income

The Verdict

21.7%

Gulfport is 21.7% less expensive than Tempe overall. A household earning $75,000 in Gulfport would need approximately $95,783 in Tempe to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
114
Tempe
Groceries
95
Gulfport
100
Tempe
Utilities
99
Gulfport
96
Tempe
Transportation
105
Gulfport
103
Tempe
Healthcare
98
Gulfport
95
Tempe

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $95,783 in Tempe.

Conversely, $75,000 in Tempe equals $58,726 in Gulfport.

Living in Gulfport vs Tempe

Housing Costs

Gulfport's housing index of 55 is lower Tempe's 114, translating to median home prices of $185,000 vs $400,000. The $215,000 difference in home prices means roughly $13,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,600/mo in Tempe, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $475/month in Tempe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 96 in Tempe. Monthly utility bills average approximately $396 in Gulfport vs $384 in Tempe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $52,894 respectively. Gulfport residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,308/month in Tempe. In Gulfport, median rent of $1,000/mo fits within this budget. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 21.7% more affordable overall with an index of 83 vs 106.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $95,783 in Tempe, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Tempe's is 114 with median homes at $400,000.

Moving & Relocation Resources

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