City Comparison

Gulfport vs Sioux Falls

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

The Verdict

10.8%

Living in Gulfport costs 10.8% less than Sioux Falls. To match the purchasing power of a $75,000 salary in Gulfport, you would need $84,036 in Sioux Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
80
Sioux Falls
Groceries
95
Gulfport
97
Sioux Falls
Utilities
99
Gulfport
94
Sioux Falls
Transportation
105
Gulfport
98
Sioux Falls
Healthcare
98
Gulfport
101
Sioux Falls

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $84,036 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $66,935 in Gulfport.

Living in Gulfport vs Sioux Falls

Housing Costs

Gulfport's housing index of 55 is lower Sioux Falls's 80, translating to median home prices of $185,000 vs $265,000. The $80,000 difference in home prices means roughly $5,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,100/mo in Sioux Falls, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $461/month in Sioux Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 94 in Sioux Falls. Monthly utility bills average approximately $396 in Gulfport vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,440/month in Sioux Falls. In Gulfport, median rent of $1,000/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 10.8% more affordable overall with an index of 83 vs 93.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $84,036 in Sioux Falls, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Sioux Falls's is 80 with median homes at $265,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases