City Comparison

Gulfport vs Santa Fe

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

29.1%

Gulfport is 29.1% less expensive than Santa Fe overall. A household earning $75,000 in Gulfport would need approximately $105,723 in Santa Fe to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
153
Santa Fe
Groceries
95
Gulfport
103
Santa Fe
Utilities
99
Gulfport
96
Santa Fe
Transportation
105
Gulfport
99
Santa Fe
Healthcare
98
Gulfport
95
Santa Fe

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $105,723 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $53,205 in Gulfport.

Living in Gulfport vs Santa Fe

Housing Costs

Gulfport's housing index of 55 is lower Santa Fe's 153, translating to median home prices of $185,000 vs $480,000. The $295,000 difference in home prices means roughly $19,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,600/mo in Santa Fe, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $489/month in Santa Fe. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 96 in Santa Fe. Monthly utility bills average approximately $396 in Gulfport vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $52,976 respectively. Gulfport residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,446/month in Santa Fe. In Gulfport, median rent of $1,000/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 98 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 29.1% more affordable overall with an index of 83 vs 117.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $105,723 in Santa Fe, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

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