Gulfport vs Santa Fe
Cost of Living Comparison · 2026
Gulfport
Santa Fe
The Verdict
Gulfport is 29.1% less expensive than Santa Fe overall. A household earning $75,000 in Gulfport would need approximately $105,723 in Santa Fe to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gulfport has the same purchasing power as $105,723 in Santa Fe.
Conversely, $75,000 in Santa Fe equals $53,205 in Gulfport.
Living in Gulfport vs Santa Fe
Housing Costs
Gulfport's housing index of 55 is lower Santa Fe's 153, translating to median home prices of $185,000 vs $480,000. The $295,000 difference in home prices means roughly $19,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,600/mo in Santa Fe, a monthly difference of $600.
Grocery & Food Costs
Grocery expenses index at 95 in Gulfport and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $489/month in Santa Fe. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 96 in Santa Fe. Monthly utility bills average approximately $396 in Gulfport vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Gulfport and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,000 in Gulfport and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $52,976 respectively. Gulfport residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,446/month in Santa Fe. In Gulfport, median rent of $1,000/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 98 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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