City Comparison

Gulfport vs Rockford

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

5.1%

The cost gap between these cities is 5.1%, with Rockford being the more affordable option. A $75,000 income in Gulfport has equivalent purchasing power to $71,386 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
52
Rockford
Groceries
95
Gulfport
99
Rockford
Utilities
99
Gulfport
92
Rockford
Transportation
105
Gulfport
101
Rockford
Healthcare
98
Gulfport
106
Rockford

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $71,386 in Rockford.

Conversely, $75,000 in Rockford equals $78,797 in Gulfport.

Living in Gulfport vs Rockford

Housing Costs

Gulfport's housing index of 55 is higher Rockford's 52, translating to median home prices of $185,000 vs $155,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $950/mo in Rockford, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 92 in Rockford. Monthly utility bills average approximately $396 in Gulfport vs $368 in Rockford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,244/month in Rockford. In Gulfport, median rent of $1,000/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 5.1% more affordable overall with an index of 79 vs 83.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $71,386 in Rockford, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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