City Comparison

Gulfport vs Rochester

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

11.7%

The cost gap between these cities is 11.7%, with Gulfport being the more affordable option. A $75,000 income in Gulfport has equivalent purchasing power to $84,940 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
95
Rochester
Groceries
95
Gulfport
103
Rochester
Utilities
99
Gulfport
102
Rochester
Transportation
105
Gulfport
102
Rochester
Healthcare
98
Gulfport
104
Rochester

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $84,940 in Rochester.

Conversely, $75,000 in Rochester equals $66,223 in Gulfport.

Living in Gulfport vs Rochester

Housing Costs

Gulfport's housing index of 55 is lower Rochester's 95, translating to median home prices of $185,000 vs $345,000. The $160,000 difference in home prices means roughly $10,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,275/mo in Rochester, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $489/month in Rochester. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 102 in Rochester. Monthly utility bills average approximately $396 in Gulfport vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $2,135/month in Rochester. In Gulfport, median rent of $1,000/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 11.7% more affordable overall with an index of 83 vs 94.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $84,940 in Rochester, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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