City Comparison

Gulfport vs Rio Rancho

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Rio Rancho

New Mexico
95
Below Average
$337,000
Median Home
$1,400/mo
Median Rent
$85,800
Median Income

The Verdict

12.6%

Living in Gulfport costs 12.6% less than Rio Rancho. To match the purchasing power of a $75,000 salary in Gulfport, you would need $85,843 in Rio Rancho.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
91
Rio Rancho
Groceries
95
Gulfport
97
Rio Rancho
Utilities
99
Gulfport
84
Rio Rancho
Transportation
105
Gulfport
92
Rio Rancho
Healthcare
98
Gulfport
99
Rio Rancho

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $85,843 in Rio Rancho.

Conversely, $75,000 in Rio Rancho equals $65,526 in Gulfport.

Living in Gulfport vs Rio Rancho

Housing Costs

Gulfport's housing index of 55 is lower Rio Rancho's 91, translating to median home prices of $185,000 vs $337,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,400/mo in Rio Rancho, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 84 in Rio Rancho. Monthly utility bills average approximately $396 in Gulfport vs $336 in Rio Rancho. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 98 in Gulfport and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $2,002/month in Rio Rancho. In Gulfport, median rent of $1,000/mo fits within this budget. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 12.6% more affordable overall with an index of 83 vs 95.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $85,843 in Rio Rancho, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Rio Rancho's is 91 with median homes at $337,000.

Moving & Relocation Resources

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