Gulfport vs Rio Rancho
Cost of Living Comparison · 2026
Gulfport
Rio Rancho
The Verdict
Living in Gulfport costs 12.6% less than Rio Rancho. To match the purchasing power of a $75,000 salary in Gulfport, you would need $85,843 in Rio Rancho.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gulfport has the same purchasing power as $85,843 in Rio Rancho.
Conversely, $75,000 in Rio Rancho equals $65,526 in Gulfport.
Living in Gulfport vs Rio Rancho
Housing Costs
Gulfport's housing index of 55 is lower Rio Rancho's 91, translating to median home prices of $185,000 vs $337,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,400/mo in Rio Rancho, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 95 in Gulfport and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 84 in Rio Rancho. Monthly utility bills average approximately $396 in Gulfport vs $336 in Rio Rancho. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 98 in Gulfport and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $48,000 in Gulfport and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $2,002/month in Rio Rancho. In Gulfport, median rent of $1,000/mo fits within this budget. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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