City Comparison

Gulfport vs Plano

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

The Verdict

23.9%

The cost gap between these cities is 23.9%, with Gulfport being the more affordable option. A $75,000 income in Gulfport has equivalent purchasing power to $98,494 in Plano.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
123
Plano
Groceries
95
Gulfport
98
Plano
Utilities
99
Gulfport
99
Plano
Transportation
105
Gulfport
106
Plano
Healthcare
98
Gulfport
100
Plano

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $98,494 in Plano.

Conversely, $75,000 in Plano equals $57,110 in Gulfport.

Living in Gulfport vs Plano

Housing Costs

Gulfport's housing index of 55 is lower Plano's 123, translating to median home prices of $185,000 vs $400,000. The $215,000 difference in home prices means roughly $13,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,700/mo in Plano, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $466/month in Plano. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 99 in Plano. Monthly utility bills average approximately $396 in Gulfport vs $396 in Plano. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $88,393 respectively. Plano residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $2,248/month in Plano. In Gulfport, median rent of $1,000/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 23.9% more affordable overall with an index of 83 vs 109.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $98,494 in Plano, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Plano's is 123 with median homes at $400,000.

Moving & Relocation Resources

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