Gulfport vs Oxnard
Cost of Living Comparison · 2026
Gulfport
Oxnard
The Verdict
Living in Gulfport costs 46.1% less than Oxnard. To match the purchasing power of a $75,000 salary in Gulfport, you would need $139,157 in Oxnard.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Gulfport has the same purchasing power as $139,157 in Oxnard.
Conversely, $75,000 in Oxnard equals $40,422 in Gulfport.
Living in Gulfport vs Oxnard
Housing Costs
Gulfport's housing index of 55 is lower Oxnard's 253, translating to median home prices of $185,000 vs $653,000. The $468,000 difference in home prices means roughly $30,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,925/mo in Oxnard, a monthly difference of $925.
Grocery & Food Costs
Grocery expenses index at 95 in Gulfport and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $532/month in Oxnard. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $972/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 107 in Oxnard. Monthly utility bills average approximately $396 in Gulfport vs $428 in Oxnard. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 98 in Gulfport and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,000 in Gulfport and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $62,468 respectively. Oxnard residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $2,245/month in Oxnard. In Gulfport, median rent of $1,000/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 198 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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