City Comparison

Gulfport vs Olympia

Cost of Living Comparison · 2026

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

25.9%

Gulfport is 25.9% less expensive than Olympia overall. A household earning $75,000 in Gulfport would need approximately $101,205 in Olympia to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
55
Gulfport
131
Olympia
Groceries
95
Gulfport
105
Olympia
Utilities
99
Gulfport
91
Olympia
Transportation
105
Gulfport
129
Olympia
Healthcare
98
Gulfport
124
Olympia

Salary Equivalence

A $75,000 salary in Gulfport has the same purchasing power as $101,205 in Olympia.

Conversely, $75,000 in Olympia equals $55,580 in Gulfport.

Living in Gulfport vs Olympia

Housing Costs

Gulfport's housing index of 55 is lower Olympia's 131, translating to median home prices of $185,000 vs $495,000. The $310,000 difference in home prices means roughly $20,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Gulfport compared to $1,600/mo in Olympia, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 95 in Gulfport and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $451/month in Gulfport vs $499/month in Olympia. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Gulfport and 91 in Olympia. Monthly utility bills average approximately $396 in Gulfport vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Gulfport and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,000 in Gulfport and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,831 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,120/month to housing in Gulfport vs $1,897/month in Olympia. In Gulfport, median rent of $1,000/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 76 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 25.9% more affordable overall with an index of 83 vs 112.
A $75,000 salary in Gulfport has equivalent purchasing power to approximately $101,205 in Olympia, based on the cost of living difference.
Gulfport's housing index is 55 with median homes at $185,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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